Now Available on iOS & Android

Your entire financial life,
one clear picture

Salary, budgets, loans, retirement, investments, and credit — connected so every decision shows its ripple effect across your whole financial world.

Financial Health
Net Worth
$127,450
Monthly Surplus
+$1,240
Retire by
Age 58
This Month
$2,180

Your finances are scattered
across a dozen apps

Paycheck calculators, budget spreadsheets, loan amortization tables, retirement projections, credit monitoring — all separate. None of them talk to each other.

🧩

Fragmented tools

A raise changes your taxes, your budget, your retirement timeline, and your loan payoff date. But no app connects those dots for you.

🔮

No "what if"

What if you moved states? Added $200/mo to loans? Switched to a Roth IRA? You shouldn't need a spreadsheet to find out.

📊

Complexity overload

Most finance tools are built for experts. You want clear answers, not a dashboard that requires a finance degree to read.

Every decision cascades
through your full picture

Change one number and watch the ripple. TyliaFinance recalculates everything — from take-home pay to your retirement date — in real time.

1

Enter salary

Gross pay, state, deductions. See net pay instantly for all 50 states.

2

Budget updates

Income auto-links. Set targets. Track spending against real take-home.

3

Loans adjust

See how surplus changes loan payoff timelines and total interest paid.

4

Retirement shifts

Monte Carlo projections recalculate with your actual numbers — not guesses.

Six engines. One financial brain.

Every module feeds into every other. That's not a gimmick — it's the whole point.

💰

Salary Calculator

Gross-to-net for all 50 states. Federal, state, FICA, 401(k), health — see your real take-home instantly.

Free
📋

Smart Budgeting

Categories, monthly targets, actuals tracking. Income auto-links from your salary so the math is always right.

Free
🏦

Loan Analytics

Full amortization, principal vs. interest breakdown, and payoff acceleration. See what an extra $200/mo really saves.

Standard
📈

Retirement Projections

Monte Carlo simulations across thousands of scenarios. Roth vs. Traditional IRA comparison personalized to your tax situation.

Standard
🔄

Scenario Modeling

"What if I move to Texas and get a $15K raise?" See the cascading impact on take-home, budget, loans, and retirement.

Standard
🤖

AI Tax Strategies

Personalized, dollar-amount recommendations for 401(k) optimization, Roth conversions, HSA strategies, and relocation savings.

Premium
Scenario: $15K raise + move to Texas
Current
$85K · California
Scenario
$100K · Texas
Cascading Impact
Monthly take-home + $1,420/mo
Budget surplus + $1,180/mo
Student loan payoff 3.2 years earlier
Retirement age 58 → 54

Ask "what if" and
get real answers

No more guessing. Model a raise, a relocation, an extra loan payment — and instantly see how it changes your take-home, budget surplus, loan payoff timeline, and retirement date. All connected.

  • Side-by-side salary comparison across all 50 states
  • Automatic cascade to budget, loans, and retirement
  • Model multiple scenarios before making big decisions
  • Real tax calculations, not rough estimates

Start free. Upgrade when
you're ready.

7-day free trial. No credit card required to get started.

Free Trial
$0

7 days to explore the essentials

  • Salary calculator (all 50 states)
  • Budget with income linking
  • Basic net worth dashboard
  • Credit score estimate
Download Free
Premium
$9.99 /month

or $99.99/year · AI-powered financial intelligence

  • Everything in Standard
  • 3 Plaid investment connections
  • AI financial insights
  • Tax optimization strategies
  • 401(k) & Roth analysis
  • Dollar-amount recommendations

+$1/mo or $12/yr per additional investment connection

Get Premium

Take control of your
financial future

Join thousands making smarter money decisions with TyliaFinance. Free to start, no credit card required.

Available on iOS and Android. We'll send you download links.

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